Despite being a “safe driver” or “always careful”, accidents can happen to anyone at any time; even when it’s not your fault. The physical, emotional, and financial toll often resulting from an accident injury that is not your fault can turn one’s life upside down. Sometimes accidents aren’t even “accidents” at all. They are the product of another person’s willful, bad decisions, which can lead to a compensable claim.
Arizona negligence law requires you meet a certain burden of proof, in order to recover the monetary damages necessary to compensate you for injuries caused by another. It is recommended you speak to an auto injury advocate before speaking with an insurance company.
These requirements apply no matter what type of injury. The skilled auto accident lawyers at Megwa Law are experienced in handling a variety of injury cases, including:
If you’ve been injured in a car crash, you probably have at least one major unexpected medical bill. Ambulance rides and emergency department bills can be staggeringly expensive. Fortunately, if you have insurance, you may be able to get some of your initial bills paid right away. Medical Payments Coverage, or “med pay,” is standard with most auto insurance policies. The amount of coverage you may have typically ranges from $1,000.00 to $10,000.00. This is money that your own insurance company has available to pay medical bills related to the crash – REGARDLESS OF FAULT.
Insurance companies will often take advantage of those who have just suffered car accident injuries by suggesting that both drivers were at fault. They will also take advantage of the fact that someone still recovering from injuries probably is facing medical bills right away. They will also rely on the fact that you may not yet fully appreciate the seriousness of your injuries. They will try to pressure you into accepting a small settlement now. They won’t explain that by doing this you are giving up all of your rights. Do not let the insurance company for the at-fault driver lull you into a false sense of security – that’s what they are counting on. The auto accident advocates at Megwa Law know the insurance companies’ tricks and will determine the best way to combat them in every case.
In cases where the driver who caused the accident doesn’t have insurance, or doesn’t have enough insurance to cover your damages, you may be entitled to recover compensation from your own insurance company—without and increase to your premium. If you have Uninsured or Underinsured Motorist Coverage, you may be able to find recovery in the event the at-fault driver is without. If an at-fault driver does not have enough insurance money available to cover your total damages, you can turn to your own insurance company to cover the excess. Similarly, if the at-fault driver has no insurance, or if the driver cannot be identified due to a hit-and-run scenario, then you can turn to your own insurance company for full compensation. But don’t assume that you will be treated fairly simply because it is your own insurance company. They will use the same tactics to avoid paying you full and fair compensation for your injuries that any other insurance company would use – even if you have been a loyal customer for years.
The advocates at The Megwa Law Offices, PLLC deal with Arizona car crash cases daily. If you’ve been injured as the result of another driver’s negligence or reckless driving, you need experienced car accident lawyers on your side. Contact The Megwa Law Offices, PLLC to evaluate your case today.